Even I do cover up not to offend anyone in neighbourhood...
yes..for guys a simple short would help as it is common to see men topless..but for girls they need to literally 'dress-up' when they walk out of four walls even for few minutes..
ah..this brought the idea of 'naturist/nudist colony' into my mind where no one gets offended being nude or the other way round..
Yeah, I just toss on some shorts right quick.